Privacy Policy

We take your privacy very seriously. Please read this privacy policy carefully as it contains important information on who we are and our information practices, meaning how and why we collect, use, disclose, share, store, and retain your personal information. It also explains your rights in relation to your personal information and how to contact us or supervisory authorities in the event you have a complaint or request.

We collect, use, and are responsible for certain personal information about you. When we offer goods and services to individuals in the European Economic Area (EEA), we are subject to the EU General Data Protection Regulation (EU GDPR), which applies across the entire European Union. When we offer goods and services to individuals in the United Kingdom, we are subject to UK General Data Protection Regulation (UK GDPR). For California consumers, we are subject to the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA). We are responsible as a "controller" of that personal information for the purposes of the GDPR. We are responsible for your personal information as a "business" under the CCPA/CPRA.

1. Key Terms. It would be helpful to start by explaining some key terms used in this policy:

We, us, our

Regatta Consult Inc.

Personal information

Any information relating to an identified or identifiable individual.

Special category personal information

Personal information revealing racial or ethnic origin, political opinions, religious beliefs, philosophical beliefs, or trade union membership; genetic and biometric data; and data concerning health, sex life or sexual orientation.

Sensitive Personal Information

Personal information revealing a consumer's social security number, driver's license and passport numbers, account numbers and credentials, precise geolocation, racial or ethnic origin, religious beliefs, or union membership, personal information concerning a consumer's health, sex life, or sexual orientation, contents of a consumer's mail, email and text messages where the business is not the intended recipient, genetic data, and biometric information.

Biometric Information

An individual's physiological, biological, or behavioral characteristics, including information pertaining to an individual's deoxyribonucleic acid (DNA), that is used or is intended to be used singly or in combination with each other or with other identifying data, to establish individual identity. Biometric information includes, but is not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information.

2. Personal Information We Collect About You. We may collect and use the following personal information, including sensitive personal information, that identifies, relates to, describes, is reasonable capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household:

Categories of Personal Information

Specific Types of Personal Information Collected

Identifiers

real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, citizenship and basis for obtaining it, number of years of residence in the country of citizenship, U.S. immigration status of residence

Internet or other electronic network activity information (e.g., browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement)

browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement

Professional or employment-related information

Professional and education background

Financial and investment data

Amounts and source of investment to the U.S., U.S. company details, financial projections, information about employees

If you do not provide personal information required to provide products and services to you, it may delay or prevent us from providing products and services to you.

3. How Your Personal Information is Collected. We collect personal information from the following categories of sources:

You, directly in person, by telephone, text, or email and/or via our website
Third party with your consent (e.g., your bank)
Cookies on our website
From third parties with your consent

4. How and Why We Use Your Personal Information. Under data protection laws, we can only use your personal information if we have a proper reason for doing so, for example:

To comply with our legal and regulatory obligations
For the performance of our contract with you or to take steps at your request before entering into a contract
For our legitimate interests or those of a third party –or–
Where you have given consent

A legitimate interest is when we have a business or commercial reason to use your information, so long as this is not overridden by your own rights and interests.

The table below explains what we use (process) your personal information for and our reasons for doing so:

What we use your personal information for

Our reasons

To provide products and services to you

For the performance of our contract with you or to take steps at your request before entering into a contract

To prevent and detect fraud against you or Regatta Consult Inc.

For our legitimate interests or those of a third party, i.e., to minimize fraud that could be damaging for us and for you

Conducting checks to identify our customers and verify their identity
Screening for financial and other sanctions or embargoes
Other processing necessary to comply with professional, legal, and regulatory obligations that apply to our business, e.g., under health and safety regulation or rules issued by our professional regulator

To comply with our legal and regulatory obligations

Ensuring the confidentiality of commercially sensitive information

For our legitimate interests or those of a third party, i.e., to protect trade secrets and other commercially valuable information
To comply with our legal and regulatory obligations

Statistical analysis to help us manage our business, e.g., in relation to our financial performance, customer base, product range or other efficiency measures

For our legitimate interests or those of a third party, i.e., to be as efficient as we can so we can deliver the best service for you at the best price

Statutory returns

To comply with our legal and regulatory obligations

Ensuring safe working practices, staff administration and assessments

To comply with our legal and regulatory obligations For our legitimate interests or those of a third party, e.g., to make sure we are following our own internal procedures and working efficiently so we can deliver the best service to you

The above table does not apply to special category personal information, which we will only process with your explicit consent.

5. Promotional Communications. We may use your personal information to send you updates (by email, text message, telephone, or post) about our products and services, including exclusive offers, promotions or new products and services.

We have a legitimate interest in processing your personal information for promotional purposes (see above "How and why we use your personal information"). This means we do not usually need your consent to send you promotional communications. However, where consent is needed, we will ask for this consent separately and clearly.

We will always treat your personal information with the utmost respect and never sell or share it with other organizations outside the Regatta Consult Inc. group for marketing purposes.

You have the right to opt out of receiving promotional communications at any time by:

Contacting us at admin@regattalex.com
Using the "unsubscribe" link in emails or "STOP" number in texts

We may ask you to confirm or update your marketing preferences if you instruct us to provide further products and services in the future, or if there are changes in the law, regulation, or the structure of our business.

6. Who We Share Your Personal Information With. We routinely share personal information with:

Our affiliates, including companies within the Regatta Consult Inc. group

We only allow our service providers to handle your personal information if we are satisfied they take appropriate measures to protect your personal information. We also impose contractual obligations on service providers relating to ensure they can only use your personal information to provide services to us and to you. We may also share personal information with external auditors, e.g., in relation to ISO accreditation and the audit of our accounts.

We may disclose and exchange information with law enforcement agencies and regulatory bodies to comply with our legal and regulatory obligations.

We may also need to share some personal information with other parties, such as potential buyers of some or all of our business or during a re-structuring. We will typically anonymize information, but this may not always be possible. The recipient of the information will be bound by confidentiality obligations.

We will not share your personal information with any other third party.

7. Personal Information We Sold or Shared. We do not sell or share your personal information and will not do so in the future without providing you with notice and an opportunity to opt-out of such sale or sharing.

8. Categories of Personal Information We Disclosed for a Business Purpose. In the preceding 12 months, we have not disclosed for a business purpose any personal information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.

9. How Long Your Personal Information Will Be Kept. We will keep your personal information while you have an account with us or while we are providing products and services to you. Thereafter, we will keep your personal information for as long as is necessary:

To respond to any questions, complaints or claims made by you or on your behalf
To show that we treated you fairly –or–
To keep records required by law

We will not retain your personal information for longer than necessary for the purposes set out in this policy.

When it is no longer necessary to retain your personal information, we will delete or anonymize it.

10. California Consumers: Your Rights Under the CCPA/CPRA. You have the right under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA), and certain other privacy and data protection laws, as applicable, to exercise free of charge:

Right to Know/Right to Access. Under the CCPA/CPRA, consumers have the right to request that a business that collects personal information about the consumer disclose to the consumer the information set out in Cal. Civ. Code § 1798.110(a). A business must disclose to the consumer this information on receipt of a verifiable request from the consumer. Cal. Civ. Code § 1798.110(b).

Right to Know What Information is Shared. A consumer has the right to request that a business that sells or shares the consumer's personal information, or that discloses it for a business purpose, disclose to that consumer the information set out in Cal. Civ. Code § 1798.115(a). A business must disclose to the consumer this information on receipt of a verifiable request from the consumer. Cal. Civ. Code § 1798.115(b).

Right to Opt-Out of Selling or Sharing. In addition to notifying consumers of their right to opt out of selling or sharing their personal information, businesses that sell or share consumers' personal information must provide a clear and conspicuous link on the business' internet homepages, titled "Do Not Sell or Share My Personal Information," to an internet web page that enables a consumer to opt-out of the sale or sharing of the consumer's personal information. Cal. Civ. Code § 1798.135(a)(1).

Right to Limit Use of Sensitive Personal Information. The CPRA also added a new consumer right to direct a business that collects sensitive personal information about the consumer to limit its use of the consumer's sensitive personal information to that use which is necessary to perform the services or provide the goods reasonably expected by an average consumer who requests those goods or services, to perform the services specified in Cal. Civ. Code § 1798.140(e)(2), (4), (5), and (8). Cal. Civ. Code § 1798.121(a).

A business that uses or discloses a consumer's sensitive personal information for purposes other than those specified is required to provide notice to consumers that this information may be used, or disclosed to a service provider or contractor, for additional, specified purposes and that consumers have the right to limit the use or disclosure of their sensitive personal information. Cal. Civ. Code § 1798.121(a). Like the required link titled, "Do Not Sell or Share my Personal Information," businesses are required to provide consumers a clear and conspicuous link titled "Limit the Use of My Sensitive Personal Information." Pursuant to the CPRA regulations provision, Cal. Civ. Code § 1798.18, further guidance is anticipated regarding the treatment of sensitive personal information.

Right of Deletion. Under the CCPA/CPRA, consumers have a statutory right, at any time, to request that a business that collects personal information about the consumer delete the specific pieces of personal information the business has collected. Cal. Civ. Code § 1798.105(a). The CCPA does not require a business to comply with a consumer's request to delete the consumer's personal information if it is necessary for the business or service provider to maintain the consumer's personal information for one of the reasons set out in this section. Cal. Civ. Code § 1798.105(d).

Right of Correction. The CPRA added a new consumer right of correction, giving consumers a right to request a business that maintains inaccurate personal information about the consumer to correct that inaccurate personal information, taking into account the nature of the personal information and the purposes of the processing of the personal information. Cal. Civ. Code § 1798.106(a). The business is required to disclose this right, and, upon receipt of a verifiable consumer request for correction, use commercially reasonable efforts to correct the inaccurate personal information. Cal. Civ. Code § 1798.106(b)-(c). Further guidance on the right to correct is expected under the CPRA regulations, including Cal. Civ. Code § 1798.185(a)(7) and (8).

Right of No Retaliation. The CCPA, as amended by the CPRA, prohibits businesses from discriminating against consumers for exercising any of their rights. Cal. Civ. Code § 1798.125(a)(1). However, a business may charge a different price or rate, or provide a different level or quality of goods or services, if that difference is reasonably related to the value provided to the consumer by the consumer's personal information. Cal. Civ. Code § 1798.125(a)(2).

11. Your Rights

Right to Be Informed

The right to know or be notified about the collection and use of your personal information.

Right to Access

The right to be provided with a copy of your personal information (the right of access)

Right to Rectification

The right to require us to correct any mistakes in your personal information

Right to be Forgotten

The right to require us to delete your personal information—in certain situations

Right to Restriction of Processing

The right to require us to restrict processing of your personal information—in certain circumstances, e.g., if you contest the accuracy of the data

Right to Data Portability

The right to receive the personal information you provided to us, in a structured, commonly used, and machine-readable format and/or transmit that data to a third party—in certain situations

Right to Object

The right to object:

At any time to your personal information being processed for direct marketing (including profiling)
In certain other situations to our continued processing of your personal information, e.g., processing carried out for the purpose of our legitimate interests

Right Not to be Subject to Automated Individual Decision-Making

The right not to be subject to a decision based solely on automated processing (including profiling) that produces legal effects concerning you or similarly significantly affects you

For further information on each of those rights, including the circumstances in which they apply, see the guidance from the UK Information Commissioner's Office (ICO) on individual rights under the EU General Data Protection Regulation.

12. Where Your Personal Information is Held. Information may be held at our offices and those of our group companies, third party agencies, service providers, representatives and agents as described above (see above: "Who We Share Your Personal Information with").

Some of these third parties may be based outside the European Economic Area, United Kingdom, United States of America or your country of residence/citizenship. For more information, including on how we safeguard your personal information when this occurs, see below: "Transferring Your Personal Information."

13. Transferring Your Personal Information. To deliver services to you, it is sometimes necessary for us to share your personal information outside the European Economic Area, United Kingdom, United States of America or your country of residence/citizenship, e.g.:

With our offices outside mentioned territories
With your and our service providers located outside mentioned territories –or–
Where there is an international dimension to the services we are providing to you

These transfers are subject to special rules under applicable data protection law.

If you would like further information, please contact us (see "How To Contact Us" below).

14. Keeping Your Personal Information Secure. We have appropriate security measures in place to prevent personal information from being accidentally lost or used or accessed in an unauthorized way. We limit access to your personal information to those who have a genuine business need to access it. Those processing your information will do so only in an authorized manner and are subject to a duty of confidentiality. We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so.

15. How to File a Complaint. We hope that we can resolve any query or concern you raise about our use of your information.

You may also have a right to lodge a complaint with a supervisory authority, in the country (state) where you work, normally live, or where any alleged infringement of data protection laws occurred.

16. Changes to This Privacy Notice. This privacy notice was published on July 9, 2025.

17. Changes to This Privacy Notice. Please contact us by post, email or telephone if you have any questions about this privacy policy or the information, we hold about you.

Our contact details are shown below:
Regatta Consult Inc.
2108 N ST STE 4297, Sacramento, CA, United States of America, 95816
admin@regattalex.com

18. Do You Need Extra Help? If you would like this notice in another format (for example: audio, large print, braille) please contact us (see "How to contact us" above).